Privacy Policy
Effective date: July 10, 2026
This Privacy Policy describes how Debt Free Genius ("we," "us," or "our") collects, uses, and shares information when you visit debtfreegenius.com or start.debtfreegenius.com (together, the "Site") or use our services. By using the Site, you agree to the practices described in this policy.
1. Information we collect
Information you provide. When you complete our questionnaire or contact us, we collect the information you choose to provide, which may include your name, email address, phone number, state of residence, and information about your financial situation, such as your approximate amount and type of debt.
Information collected automatically. When you visit the Site, we and our service providers automatically collect certain information about your device and how you interact with the Site, including IP address, browser type, device identifiers, pages viewed, and referring URLs. We collect this information using cookies, pixels, and similar technologies, including the Meta Pixel and similar advertising and analytics tools.
2. How we use your information
- To evaluate your responses and identify debt relief options that may fit your situation;
- To connect you with third-party debt relief providers who may be able to assist you;
- To communicate with you about your inquiry, including by phone, email, or text message where you have provided consent;
- To operate, maintain, and improve the Site and our services;
- To measure and improve our advertising and marketing;
- To comply with legal obligations and enforce our Terms of Service.
3. How we share your information
With debt relief providers. The core purpose of our service is to connect you with third-party debt relief providers. When you submit your information through our questionnaire, you authorize us to share it with one or more providers so they can contact you about their programs. These providers operate under their own privacy policies and terms.
With service providers. We share information with vendors who perform services on our behalf, such as website hosting, analytics, advertising, and communications.
For legal reasons. We may disclose information if required by law, regulation, legal process, or governmental request, or to protect the rights, property, or safety of Debt Free Genius, our users, or others.
Business transfers. If we are involved in a merger, acquisition, financing, or sale of assets, information may be transferred as part of that transaction.
We do not sell your personal information to unrelated third parties for their own independent marketing purposes.
4. Consent to be contacted
By submitting your phone number through the Site and agreeing to the consent language presented at the time of submission, you consent to receive calls and text messages from Debt Free Genius and its partner providers at the number you provided, including through automated technology. Consent is not a condition of purchasing any goods or services. Message and data rates may apply. You can opt out of text messages at any time by replying STOP.
5. Cookies and advertising
We use cookies, pixels, and similar technologies to operate the Site, understand how visitors use it, and measure the performance of our advertising, including ads on platforms such as Facebook and Instagram. You can limit tracking through your browser settings, and you can learn about interest-based advertising choices at aboutads.info. Blocking cookies may affect Site functionality.
6. Your privacy rights
Depending on your state of residence, you may have rights regarding your personal information, which may include the right to:
- Know what personal information we have collected about you;
- Request a copy of your personal information;
- Request that we correct inaccurate personal information;
- Request that we delete your personal information, subject to legal exceptions;
- Opt out of certain sharing of your personal information.
To exercise any of these rights, contact us at contact@debtfreegenius.com. We will verify your request and respond within the time required by applicable law. We will not discriminate against you for exercising your privacy rights.
7. Data retention and security
We retain personal information for as long as reasonably necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce agreements. We use commercially reasonable administrative, technical, and physical safeguards designed to protect personal information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
8. Children's privacy
The Site is intended for individuals 18 years of age or older. We do not knowingly collect personal information from anyone under 18. If you believe a person under 18 has provided us personal information, contact us and we will delete it.
9. Third-party links
The Site may contain links to third-party websites, including the websites of debt relief providers. We are not responsible for the privacy practices of those sites, and we encourage you to review their policies.
10. Changes to this policy
We may update this Privacy Policy from time to time. When we do, we will revise the effective date above. Your continued use of the Site after changes take effect constitutes acceptance of the revised policy.
11. Contact us
If you have questions about this Privacy Policy or our privacy practices, contact us at contact@debtfreegenius.com.